http://customer-circus.com/insurance-company-complaints/the-no-confidence-game/ Tired of Crappy Customer Service? Tell Us What Happened. Wed, 08 Sep 2010 02:19:42 +0000 hourly 1 http://wordpress.org/?v=3.0.1 http://customer-circus.com/insurance-company-complaints/the-no-confidence-game/comment-page-1/#comment-37815 E. R. Masters Mon, 28 Sep 2009 19:37:58 +0000 http://customer-circus.com/?p=136#comment-37815 Wrong answer. The answer is to get BOTH the insurance companies and the government out from between the doctors and the patients. First, give individuals the same tax break that businesses now get for buying health insurance (if that is what an individual chooses to do), and eliminate the business tax break. Then allow organizations set up as non-profits to provide health insurance(similar to Credit Unions)to band together and give the insurance industry some competition. People then will have a choice, the tax break will encourage people to get insurance, and the government can stay out of the health care business altogether. (In your dreams. Now that the programs exist, we'll have Medicaid and Medicare forever.) I'm currently on Medicare, and it sucks, and we seniors have no alternative except to keep working and rely on our employers plan. Once you retire, as I finally did, the law won't even let you continue on your old plan (assumining you could afford to). No COBRA for retirees - we have access to Medicare after all! One decent altenative is a Medicare Advantage plan, run not by the government, but by the insurance companies. These are not free to the individual if you want to retain any kind of individual choice, and are apparently profitable for the insurance companies, judging from the immense amount of mail I receive from the various companies at the annual sign-up time. The current proposed legislation will gut this alternative. In other words, the extant proposed legislation will make the current situation worse for everybody. The cause of indivisual liberty would be far better served if the government got out of the health care business completely - their doing absolutely nothing is a far better alternitive to their doing anything at all. Wrong answer. The answer is to get BOTH the insurance companies and the government out from between the doctors and the patients. First, give individuals the same tax break that businesses now get for buying health insurance (if that is what an individual chooses to do), and eliminate the business tax break. Then allow organizations set up as non-profits to provide health insurance(similar to Credit Unions)to band together and give the insurance industry some competition. People then will have a choice, the tax break will encourage people to get insurance, and the government can stay out of the health care business altogether. (In your dreams. Now that the programs exist, we’ll have Medicaid and Medicare forever.)
I’m currently on Medicare, and it sucks, and we seniors have no alternative except to keep working and rely on our employers plan. Once you retire, as I finally did, the law won’t even let you continue on your old plan (assumining you could afford to). No COBRA for retirees – we have access to Medicare after all! One decent altenative is a Medicare Advantage plan, run not by the government, but by the insurance companies. These are not free to the individual if you want to retain any kind of individual choice, and are apparently profitable for the insurance companies, judging from the immense amount of mail I receive from the various companies at the annual sign-up time. The current proposed legislation will gut this alternative.
In other words, the extant proposed legislation will make the current situation worse for everybody.
The cause of indivisual liberty would be far better served if the government got out of the health care business completely – their doing absolutely nothing is a far better alternitive to their doing anything at all.

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