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Unethical Collection Practices

We received a phone call stating they were coming to our office to do a survey of all of our equipment and assess how much money we have to satisfy a debt. They were stupid enough to LEAVE the voice mail recording too which we promptly turned over to the Attorney General’s office. The firm was bogus and was hired by someone we never heard of and was never our client.

Beware of these types of predatory Collection agencies. This act was 100% illegal. Learn more by knowing the facts. the Fair Debt Collection Practices act can work for you. Click here and get the facts.

- bart

Mad at American Express Merchant Services

I’m a merchant. I have Visa, MasterCard, Amex and Discover charge abilities for our customers who buy things from our website. I use Authorize.net for the processing.

Today I get a computer generated letter from Kim Goodman, Executive VP of Merchant Services, Americas.

She informs me that for the privilege of my putting money into AMEX bank (last year it was like over $150,000) I now get to pay them 3.5%. In effect I have to pay more to let people pay me if they use the AMEX card.

We do not run a porn shop. We sell virtual tour cameras and products – services to law enforcement and REALTORS. This sucks that I have to pay more when customers want to pay me with their AMEX card.

Google check out is the circumvent here. They charge 2.2% and they don’t care what card my customers use.

Does anyone else have a beef or a bone to pick with AMEX? I mean, don’t they charge their customers a premium to own the card? So why do the small business owners of America have to take it in the shorts with price hikes like this?

– Bartman

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